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Pay Off a Loan or Invest

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When you have saved enough over and beyond your emergency savings fund, what should you do with additional funds? Should you pay off any outstanding debts no matter what interest rate it holds or should you drag it out as long as possible and use the money to invest? The answer lies largely in the interest rate you have to pay on your own, your skill level at obtaining a higher return than if you just paid off your loan, and your risk tolerance.

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Credit Card for Starters
Who Should NEVER Get a Credit Card:
Only Use Credit or Only Use Debit:

Credit Card Basics
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How Credit Card Grace Periods Work:
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Does Canceling Credit Cards Affect Credit Score:
Can You Afford a No Limit Credit Card:
Credit Card Balance Transfer Hack:

Credit Score Less Than 700
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Build Credit Fast with a $500 Credit Limit:
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How to Boost Your Credit Score Within 30 Days:

Credit Score More Than 700
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740+ is Not Just For Show:
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My Credit Score: 848 – Credit Card Hacks and How I got it:

Advanced Credit Card Tricks
How to get a Business Credit Card:
Keep 16 Credit Cards Active:
Rejected for a New Credit Card with 826 Credit Score:
Make Credit Cards Pay You Instead:
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Cash Back
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When Your Best Cash Back Card Gets Cancelled:
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Milk the Barclays Cashforward Card for the MOST Cash Back:

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